Money questions, answered with this year's rules

Each calculator runs in your browser on the same FY2026-27 rules as Eazyretire's retirement plans, and shows what most calculators leave out: the value after inflation, the tax you actually pay, and a year-by-year table. No sign-in, and nothing you type is stored.

• Instant, works offline once loaded
• Nothing stored, no account needed

Loans

• EMI calculator with prepaymentMonthly EMI, total interest and a year-by-year schedule for a home, car, personal or education loan, with what a prepayment saves and the tax you get back.Open

Tax and salary

• Income tax calculator: old vs new regimeTax under both regimes for FY2026-27 with HRA, 80C, NPS, 80D and home-loan interest, which one wins, and how much more in deductions the old regime would need.Open

Saving and investing

• SIP calculator with inflation, tax and step-upWhat a monthly SIP grows to, in today's money and after tax, with a yearly step-up and a probability band from 100 market paths instead of one flat return.Open

Retirement

• Retirement calculator: will my money last?Five numbers give a readiness score, the corpus you need, the age you could retire and the chance your money lasts, from a year-by-year projection with EPF, gratuity and both tax regimes.Open
• EPF and EPS pension calculatorYour EPF balance at retirement with EPFO's interest method, the employee, employer and interest split, the new ₹25,000 EPS ceiling, and the monthly EPS pension in today's money.Open
• Gratuity calculatorGratuity under the 15/26 formula for your years of service, how much is exempt under the ₹20 lakh limit, the tax on the rest, and leave encashment alongside.Open